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Sugmya Unnati Loan

Empowering Growth: Unlocking Potential Through “Sugmya Unnati Loan”

Sugmya proudly introduces Sugmya Unnati Loan, an unsecured financial solution meticulously crafted for self-employed non-professionals (SENP), proprietors, and individuals. This loan is specifically designed for existing customers of Sugmya who fall under Sugmya Samriddhhi Loan category. The primary objective of this product is to upgrade these customers to the Sugmya Unnati Loan (Business Loan-Unsecured).

Product Features and Eligibility
Product Features Loan Amount ₹ 50,000 to 1,00,000
Tenure 12 to 24 Months
Repayment Frequency Monthly
Collateral Type Collateral Free Loan
Loan Type Individual
Eligibility Nationality Indian
Industry Type Manufacturing, Trading & Services
Customer Profile Self Employed Non-Professional or Proprietorship
Age Eligibilty 18 to 60 Years
Residence Type Residential or Business place to be owned

Applicants must meet the following requirements to be eligible for the loan:

  • Should fulfil KYC documents requirements
  • Age should be between 18 to 60 years
  • Should not have an adverse credit record
  • Should meet the acceptable credit norms as per RBI and Sugmya Finance

How to Apply

  • Visit the nearest Sugmya Finance branch and our Relationship Officer will guide you on the application process.
  • Call us on our toll-free number 1800-569-8899 and our Relationship Officer will fix a doorstep service appointment to help you with the application process.

For Terms and Conditions, please contact the nearest Sugmya Finance branch.

Loan approval is at the sole discretion of Sugmya Finance Private Limited.

A complete KYC process is required to take a Sugmya Unnati Loan.

The documents required are:

  • Primary ID:
    • Aadhaar
  • Secondary ID:
    • Voter ID card
    • PAN card
    • Passport
    • Driving licence
    • MGNREGA Card
    • Letter issued by Government authorities
    • Passbook of nationalised banks
  • Address Proof:
    • Voter ID card
    • Aadhaar
    • Passport
    • Driving licence
    • MGNREGA Card
    • Letter issued by Government authorities
    • Passbook of nationalised banks
    • Life Insurance policy or latest Premium receipt
    • Rent agreement
    • Consumer gas connection card/Book
    • Utility bills (not more than 90 days old)

Sugmya Unnati Loan